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Data as of June 2026 — refreshed monthly

Little Rock, AR Rental Investment Market: DSCR & STR Numbers (June 2026)

Where Little Rock stands for DSCR-loan investors: the prices, rents, and coverage math behind its #6 leaderboard rank.

Long-Term Rental Numbers

Median Price

$178,000

Avg Rent

$1,280

per month

Rent / Price

0.72%

monthly

Rent Growth

+2.6%

year over year

Property Tax

0.62%

effective / yr

DSCR Score

76/100

#6 of 15

Does It Pencil?

The median Little Rock deal, run through DSCR math

Purchase price (median)
$178,000
Down payment (20%)
$35,600
Loan amount
$142,400
P&I @ 7.53% / 30yr
$999/mo
Property taxes (0.62%/yr)
$92/mo
Insurance (~0.5%/yr of price)
$74/mo
PITIA (full payment)
$1,165/mo
Avg market rent
$1,280/mo

Illustrative DSCR

1.10

Covers the payment, but below the 1.25 line where the best rate tiers start.

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Illustrative only, not a quote or pre-qualification. Uses the median price and average metro rent from our June 2026 dataset, an indicative rate of 7.53% (10-year Treasury + a typical DSCR spread — see the live data dashboard), estimated insurance, and the metro's effective tax rate. Actual rents, taxes, insurance, and pricing vary by property and borrower.

The Read

What the numbers say about investing in Little Rock

Little Rock, AR posts a 0.72% rent-to-price ratio — solid, workable DSCR territory, though not a layup. With a $178,000 median price against $1,280 in monthly rent, the median deal can cover its payment, but the margin is thin enough that rate, taxes, and insurance assumptions decide which side of the qualification line you land on.

That ratio is right at the 0.71% median of our 15-metro DSCR leaderboard, and Little Rock, AR currently ranks #6 of 15 with a composite score of 76/100. Rent growth is running 2.6% year over year — modest momentum that helps coverage drift up over time without rescuing a deal that doesn't pencil now. A 0.62% effective property tax rate is genuinely low, and because taxes sit inside PITIA, that quietly adds basis points of coverage the headline rent number doesn't show.

The illustrative median deal pencils to about a 1.10 DSCR at 20% down — it covers, but sits below the 1.25 threshold where the best rate tiers start. Expect to either accept slightly wider pricing, put 25–30% down, or hunt for properties renting above the metro average to push the ratio up.

Little Rock isn't on our short-term-rental board — the opportunity we track here is the long-term rental engine: Arkansas lease economics, DSCR qualification, and rent momentum. Treat every number on this page as a metro-level screen, not an appraisal: rents and prices vary block by block, so run your actual address through the calculator and get a real quote before you write offers.

Data as of June 2026 — refreshed monthly. Metro-level estimates for screening, not underwriting.

Next Step

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Little Rock investor FAQ

Is Little Rock good for DSCR loans?

Little Rock, AR is a workable DSCR market, scoring 76/100 (#6 of 15 metros we track). Its rent-to-price ratio of 0.72% (avg rent $1,280/mo vs $178,000 median price) pencils to an illustrative 1.10 DSCR on the median deal at 20% down, as of June 2026 data.

What is the average rent in Little Rock?

Average rent in Little Rock, AR is approximately $1,280 per month against a median home price of $178,000 (June 2026 metro-level estimate, refreshed monthly). Year-over-year rent growth is 2.6%.

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