The MRI Blog
Rental investing intelligence, with the math shown
DSCR loans, STR financing, market selection, deal analysis. Every post is stat-backed and links to a tool you can run your own numbers in.
DSCR Loans: The Complete 2026 Guide for Rental Investors
What DSCR loans are, how lenders calculate the ratio, current pricing logic (10Y Treasury + spread), qualification requirements, prepayment penalties, and when a DSCR loan beats conventional financing.
Read the guide →The Best DSCR Markets in 2026: 15 Cities Ranked by the Numbers
Data-ranked list of the best US metros for DSCR loan investing in 2026 — rent-to-price ratios, rent growth, and property taxes scored 0-100 — plus why Sun Belt darlings now rank near the bottom.
How to Calculate DSCR: Formula, Worked Examples, and the Mistakes That Kill Deals
The exact DSCR formula lenders use (rent ÷ PITIA), three worked examples at different price points, what counts as income, and the five calculation mistakes that get loans repriced or denied.
DSCR vs. Conventional Loans for Investment Property: Full Cost Comparison
Side-by-side comparison of DSCR and conventional investment-property loans: rates, down payments, qualification, property limits, LLC vesting, and a worked 10-year cost analysis showing when each wins.
STR Financing Guide: How to Get a Loan for an Airbnb or Vacation Rental
Every way to finance a short-term rental in 2026 — DSCR loans qualified on projected revenue, second-home loans, conventional, and portfolio options — plus how lenders count Airbnb income and what kills STR loan files.
STR Regulations: The 9 Things to Check Before You Buy a Short-Term Rental
The complete pre-offer regulation checklist for Airbnb investors: permits and caps, zoning, primary-residence rules, HOA covenants, occupancy taxes, grandfathering traps, and how regulation risk changes financing.
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