Run the STR numbers like a lender does

Short-term rentals gross 2–3x what a lease would — but management, cleaning, utilities, and furnishing eat a much bigger share than LTR expenses do. This calculator nets all of it out, sizes a DSCR loan on the STR income itself, and shows your breakeven occupancy so you know how much demand cushion you really have. Before you buy, check the market's regulation risk on our STR hot-cities leaderboard and read the STR financing guide.