Data first. Financing second. Fluff never.
Maximize rental income with real data — and finance it with DSCR & STR loans built for investors.
For investors scaling long-term and short-term rental portfolios: live market intelligence, institutional-grade deal calculators, and matches with lenders who qualify the property’s income — not your W2.
ranked rental markets, scored monthly
10Y Treasury yield, updated daily
investor-grade calculators, free — no signup
investor-focused lender panel
Live market intel
The dashboard serious investors check before coffee.
The 10-year Treasury drives every DSCR quote you’ll get. We pull it daily and chart the spread to indicative DSCR and STR rates, then rank 30 markets by rent-to-price ratio, ADR, occupancy, and regulation risk — so you target cities where deals still pencil at today’s rates.
- 10Y Treasury yield — refreshed daily from treasury.gov, with DSCR rate-spread context.
- DSCR hot-city leaderboard — rent-to-price, median price, YoY rent growth, scored for DSCR-friendliness.
- STR hot-city leaderboard — ADR, occupancy, RevPAR, and a regulation-risk flag on every market.
Calculators
Underwrite like a lender. In two minutes, for free.
View all tools →DSCR Calculator
Know if the property qualifies before you ever talk to a lender.
Run it free ADR × Occupancy × 365STR Revenue & Loan Sizing
Turn ADR and occupancy into projected revenue — and the loan it supports.
Run it free CoC, cap rate, NOIRental Cash Flow Analyzer
Cap rate, cash-on-cash, and true monthly cash flow with every expense modeled.
Run it free Capital left in dealBRRRR Deal Analyzer
Model the buy, rehab, and refi — see exactly how much capital you leave in.
Run it freeInvestor financing
Loans underwritten on the property’s income — not your tax returns.
DSCR Loans
Qualify on the rent the property generates. No W2s, no tax returns, no DTI math. If gross rent covers the mortgage payment (DSCR ≥ 1.0), you’re in the conversation — and at 1.2+, you’re typically looking at the best pricing tiers. Close in an LLC, scale past the 10-loan conventional cap.
- Typical minimums: 620+ FICO, 20–25% down
- 30-year fixed, ARM, and interest-only options
- Unlimited properties — portfolio-friendly by design
STR / Airbnb Loans
Financing built for Airbnb and VRBO operators. Qualify on projected short-term rental revenue — ADR × occupancy, AirDNA-style projections, or 12-month operating history — instead of long-term market rent that understates what the property actually earns.
- Qualify on projected ADR & occupancy, not lease rent
- Vacation markets, cabins, condos, and 2–8 unit boutiques
- Regulation-aware lenders who know STR markets
How it works
From “does this pencil?” to keys in hand.
Run your numbers
Use our DSCR, STR, cash-flow, or BRRRR calculators to stress-test the deal in under two minutes. Instant results, no signup required.
Get matched
When the numbers work, request a quote. We route your scenario to a vetted, state-licensed loan officer who actually closes investor loans — typically within 48 hours.
Close & scale
Close in an LLC, keep your W2 out of it, and roll equity into the next deal. Most members are building toward 5–20 doors.
MRI Investor Network
The weekly digest for investors who buy on numbers.
Every week: the 10Y move and what it did to DSCR pricing, hot-city alerts when a market crosses our buy thresholds, one real deal teardown with full numbers, and lender intel you won’t find on rate sheets. Free, no spam, unsubscribe anytime.
See everything members get →Join the network — free
One email a week. Built for investors with real capital deployed.
Your next door is a calculation away.
Run the deal, see the markets, and get matched with a lender who underwrites the way investors actually buy. All of it free until you’re ready to transact.