What is the BRRRR method?

Buy, Rehab, Rent, Refinance, Repeat: buy under market with cash or hard money, force appreciation through rehab, lease it, then cash-out refinance at 70–75% of the after-repair value to recover your capital for the next deal.

What is an infinite return in BRRRR?

When the cash-out refinance returns 100% or more of your invested capital, you hold a cash-flowing property with zero of your own money left in it — making the cash-on-cash return mathematically infinite.

Can I use a DSCR loan for the BRRRR refinance?

Yes — cash-out DSCR loans are the standard BRRRR exit. They qualify on the property's rent versus PITIA instead of your income, typically allow 70–75% LTV, and most lenders require 3–6 months of seasoning.

BRRRR Analyzer

BRRRR Deal Calculator

Buy, Rehab, Rent, Refinance, Repeat. See how much capital you pull back out at the refi, whether you hit the infinite-return zone, and if the property still cash-flows on the new DSCR loan.

Your deal

Purchase price?

Rehab budget

Closing + holding costs?

After-repair value (ARV)?

Refi LTV?

New loan: $240,000

Refi rate?

Refi term

years

Monthly rent (post-rehab)

Property taxes (monthly)

Insurance (monthly)

HOA dues (monthly)

Vacancy

Property management

Cash left in the deal

$12,000

$252,000 invested − $240,000 refi proceeds

Recouped 95% of your capital. Cash-on-cash on what stays in: 7.0%

New loan

$240,000

75% of ARV

Equity created

$80,000

ARV − new loan

Post-refi cash flow

$70

per month

Post-refi DSCR

1.19

rent ÷ $2,018 PITIA

The refi is the make-or-break step — get cash-out DSCR terms before you buy.

Get refi quotes

Full investor report

Amortization breakdown, multi-year projections, sensitivity tables, and lender matches for this exact deal.

Deal timeline

1
Buy Month 0
Close with cash or hard money. Lock in your rehab scope and budget before closing.
2
Rehab Months 1–4
Renovate to the comps that support your ARV. Every month of holding costs eats the spread.
3
Rent Months 4–6
Lease to a qualified tenant. The signed lease is what the DSCR refi lender underwrites.
4
Refinance Month 6+
Cash-out DSCR refi at 70–75% of appraised ARV. Most DSCR lenders want 3–6 months seasoning.
5
Repeat Recycled
Capital recouped at refi goes into the next deal.

ARV sensitivity — what the appraisal does to your exit

Appraisals miss. Here's the same deal if the ARV comes in ±10%:

ARV	New loan	Cash left in	Cash flow / mo	DSCR
$288,000(-10%)	$216,000	$36,000	$238	1.30
$304,000(-5%)	$228,000	$24,000	$154	1.24
$320,000(+0%)	$240,000	$12,000	$70	1.19
$336,000(+5%)	$252,000	$0 (∞ return)	-$14	1.14
$352,000(+10%)	$264,000	$0 (∞ return)	-$98	1.10

Lenders on our panel offer cash-out DSCR refis to 75% LTV with 3–6 month seasoning. Lock terms before you close on the purchase so your exit is guaranteed.

Match me with a BRRRR-friendly lender

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0–3 months (active deal)3–6 monthsJust researching

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The refinance is the whole game

BRRRR lives or dies at the appraisal. Buy and rehab right and the 75% LTV refi hands your capital back; miss the ARV by 10% and you've locked five figures in the walls. That's why the gated report stress-tests your ARV both directions — and why experienced investors line up their cash-out DSCR refi terms before they close on the purchase. Validate your rent assumption against the market data dashboard, and make sure the deal still cash-flows on the new loan, not just the old basis.